Why SMS Two-Factor Authentication Is Not Enough in 2025

Why SMS Two-Factor Authentication Is Not Enough in 2025

SIM swapping, SS7 exploits, and real-time phishing all bypass SMS 2FA. Here is the threat model and what to use instead.

This guide covers the key concepts, practical steps, and common mistakes to avoid when addressing this aspect of password security.

Best practices

• Use a dedicated password manager for all credentials
• Enable multi-factor authentication wherever supported
• Use unique passwords for every account
• Regularly audit accounts for breached credentials
• Generate passwords with a cryptographically random generator like PassGeni

How PassGeni helps

PassGeni addresses this challenge directly through its AI-seeded generation engine. Passwords are created client-side using JavaScript's crypto.getRandomValues() API — no data ever leaves your browser.

The Password DNA Score provides a 7-point quality audit so you know exactly how strong each generated password is before you use it.